Michael: It seems that the whole world has gone Christmas mad!
Billy: Why do you say that Michael?
Michael: Everywhere I look I see Xmas decorations and everywhere I go I hear Xmas carols!
Billy: Well, decorations and carols and two important aspects of the Christmas festival.
Michael: What about Xmas cards? Have you sent yours yet?
Billy: You know that I am always well organized. I bought cards in July, arranged my address book in September, wrote the cards in November and posted them two weeks ago.
Michael: What about your Xmas shopping? I bet you have not finished that yet!
Billy: I did all of that July during the sales, so I could save a fortune.